Minor Accounts Ages 13–17

Give their money
a head start.

A parent-guided account that helps teens learn, spend and save—with visibility and support built in.

4.35%

APY1Minor Savings

  • Parent or guardian connected
  • $100 minimum opening deposit
  • No annual fee
A parent and teenager looking at a phone together at their kitchen table

Seeing in Color

A vibrant card your child will love.

No Annual Fees

Our no-fee minor accounts make it easier than ever to help your child with their finances.

For Ages 13-17

Minor cards are currently available for teens of all ages.

Vibrant Design

A fun and colorful design.

Features

Designed for Parents

Vault.Bank gives parents the tools and control to make managing your child's finances easy.

Orange piggy bank with a coin slot and a coin dropping inside.

No Annual Fees

Our account has no annual fees, making it easy to ensure your child’s financial future.

Financial Education

Help your kids understand how to manage their finances at an early age to set them up for success.

Family of four walking hand in hand on grass toward trees in a park on a sunny day.
Orange lightning bolt icon symbolizing electricity or power.

Open an Account Fast

Open an account with a $100 deposit.

Orange notification bell icon with a dot indicating an alert.

Instant Account Notifications

Be informed immediately about account updates or any issues with your child's finances. Have peace-of-mind about your child’s spending.

Ready to get started?

Open a minor account today and experience
the difference of banking with Vault.Bank.

Open a Minor Account

FAQs

Find answers to common questions about Minor Accounts.

What happens once my child turns 18?

Once your child turns 18, they are now eligible for their own Vault Demand Account. Where they can access the app and manage their finances by themselves.

Is the Minor Account a joint or custodial account?

Minor Accounts are considered a joint account. It would be the property of the minor, but it is managed and monitored by the parent(s).

Still have questions?

Contact us for further assistance.