Joint Accounts
Share money, not logins. A Vault.bank Joint Account makes it easy for two or more people to manage shared spending, bills, and savings goals without giving up personal privacy. Each person keeps their own card, login, and alerts, while still contributing to a shared financial life. Whether you're budgeting with a partner, roommate, or family member, it's collaboration without compromise.
Built for Sharing. Designed for You.
Shared goals, separate logins, total freedom.
Separate Logins & Cards
Your own debit card, your own app login, your own alerts.
Bill Splitting Made Easy
Automatically divide shared expenses no spreadsheets, no stress.
Smart Controls
Per-person card limits, real-time notifications, and card lock/unlock.
Cutting-edge Security
Stay safe with encrypted access and fraud protection for every user.
Ready to get started?
FAQs
Find answers to common questions about Minor Accounts.
Yes. For everyone’s protection, we usually open a new joint account with the updated owners, move funds/automatic payments, and then close the old account.
An individual account has one owner. A joint account has two or more owners who all have equal access and responsibility.
Yes. You can open with two or more owners, subject to identity verification.
Not at this time. Each owner must be 18+.